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INTERNATIONAL MONETARY FUND

Macroprudential Policy: An Organizing Framework

Prepared by the Monetary and Capital Markets Department

In consultation with Research and other departments

Approved by José Viñals

March 14, 2011

Contents

  • Executive Summary

  • I. Introduction

  • II. Macroprudential Policy: Key Concepts

  • III. Systemic Risk Assessment and Monitoring

  • IV. Macroprudential Policy Toolkit

  • V. Institutional Set up and Policy Coordination

  • VI. Key Takeaways and Work Going Forward

  • References

  • Tables

  • 1. Macroprudential Instruments

  • 2. Models of Macroprudential Policy

  • 3. An Assessment of the Models

  • Figures

  • 1. Financial Stability Framework and Macroprudential Policy

  • 2. Examples of Aggregate Risk Measures

  • 3. Potentially Useful and Actually Used Instruments

  • 4. Rules or Discretion? A Continuum

  • Boxes

  • 1. Key Aspects of Macroprudential Policymaking

  • 2. Basic Questions on Macroprudential Policy

  • 3. How Business and Financial Cycles Matter for Macroprudential Policies

  • 4. An Illustrative Example of Systemic Risk Monitoring (Systemic Risk Dashboard)

  • 5. Adjusting Microprudential Tools to Account for Systemic Risk

  • 6. Experience with Limits on Loan-to-Value for Residential Mortgages

  • 7. The Institutional Set-up across Countries—Some Recent Examples

  • Appendices

  • I. Financial Stability and Macroprudential Policy Survey: A Summary

  • II. Looking for a Model of Macroprudential Policy

  • Collapse
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Macroprudential Policy - An Organizing Framework
Author:
International Monetary Fund