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IMF Country Report No. 20/254

DENMARK

FINANCIAL SECTOR ASSESSMENT PROGRAM TECHNICAL NOTE—SYSTEMIC LIQUIDITY

August 2020

This Technical Note on Systemic Liquidity for the Denmark FSAP was prepared by a staff team of the International Monetary Fund as background documentation for the periodic consultation with the member country. It is based on the information available at the time it was completed in July 2020.

Copies of this report are available to the public from

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International Monetary Fund

Washington, D.C.

© 2020 International Monetary Fund

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DENMARK

FINANCIAL SECTOR ASSESSMENT PROGRAM

TECHNICAL NOTE

SYSTEMIC LIQUIDITY

July 15, 2020

COVID-19 pandemic: The Financial Sector Assessment Program (FSAP) work was conducted prior to the COVID-19 pandemic, so this Technical Note does not assess the impact of the crisis or the recent crisis-related policy measures. Nonetheless, given the FSAP’s focus on vulnerabilities and policy frameworks, many of the FSAP’s findings and recommendations remain pertinent.

Prepared By

Monetary and Capital Markets Department

This Technical Note was prepared by IMF staff in the context of the Financial Sector Assessment Program in Denmark. It contains technical analysis and detailed information underpinning the FSAP’s findings and recommendations. Further information on the FSAP can be found at http://www.imf.org/external/np/fsap/fssa.aspx

Contents

  • Glossary

  • EXECUTIVE SUMMARY

  • INTRODUCTION

  • STRUCTURE OF DENMARK’S KEY FUNDING MARKETS

  • A. Money Market and FX Markets

  • B. Interest Reference Rates

  • C. Sovereign Bond Markets

  • D. Covered Bond Markets

  • E. Regulation Related to Liquidity Risk

  • DANMARKS NATIONALBANK’S LIQUIDITY MANAGEMENT

  • A. Danmarks Nationalbank’s Standard Operational Framework

  • B. Danmarks Nationalbank’s Approach to Provide Liquidity in Times of Stress

  • KEY ISSUES OF RELEVANCE TO SYSTEMIC LIQUIDITY

  • A. The Functioning of Key Funding Markets

  • B. The Functioning of Money Markets and Foreign Exchange Markets

  • C. Danmarks Nationalbank’s Standard Operational Framework

  • D. Danmarks Nationalbank’s Non-Standard Operational Framework

  • References

  • FIGURES

  • 1. FX and Money Markets

  • 2. Bond Markets

  • 3. Key Rates and Liquidity Conditions

  • TABLES

  • 1. Key Recommendations

  • 2. Liquidity Events and Instruments

  • APPENDIX

  • I. Danish Covered Bonds

Glossary

€STR

Euro Short-Term Rate

ABS

Asset-Backed Security

BMR

Benchmarks Regulation

BRRD

Bank Recovery and Resolution Directive

CD

Certificate of Deposit

Cibor

Copenhagen Interbank Offered Rate

CITA

Copenhagen Interbank Tomorrow/Next Average

CP

Commercial Paper

DESTR

Danish Short-Term Rate

DFSA

Finanstilsynet

DKK

Danish Kroner

EEA

European Economic Area

EEC

European Economic Community

ELA

Emergency Liquidity Assistance

ESMA

European Securities and Markets Authority

ESRB

European Systemic Risk Board

EU

European Union

FMI

Financial Market Infrastructure

FX

Foreign Exchange

GDP

Gross Domestic Product

GFC

Global Financial Crisis

HQLA

High-Quality Liquid Asset

IMF

International Monetary Fund

IOSCO

International Organization of Securities Commissions

LCR

Liquidity Coverage Ratio

Libor

London Interbank Offered Rate

LOLR

Lender-of-Last-Resort

LTV

Loan-to-Value

MoF

Ministry of Finance

MoU

Memorandum of Understanding

NBFI

Nonbank Financial Institution

NSFR

Net Stable Funding Ratio

OECD

Organization for Economic Co-operation and Development

OMO

Open Market Operation

OTC

Over-The-Counter

PD

Primary Dealer

RMBS

Residential Mortgage-Backed Security

T-bill

Treasury Bill

U.K.

United Kingdom

U.S.

United States

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Denmark: Financial Sector Assessment Program-Technical Note-Systemic Liquidity
Author:
International Monetary Fund. Monetary and Capital Markets Department