Cover IMF Working Papers
Post-Crisis Changes in Global Bank Business Models: A New Taxonomy
Author:
Mr. John C Caparusso
Search for other papers by Mr. John C Caparusso in
Current site
Google Scholar
PubMedClose
https://orcid.org/0000-0001-6854-6665
,
Ms. Yingyuan Chen
Search for other papers by Ms. Yingyuan Chen in
Current site
Google Scholar
PubMedClose
,
Mr. Peter Dattels
Search for other papers by Mr. Peter Dattels in
Current site
Google Scholar
PubMedClose
,
Rohit Goelnull

Search for other papers by Rohit Goel in
Current site
Google Scholar
PubMedClose
, and
Paul Hiebertnull

Search for other papers by Paul Hiebert in
Current site
Google Scholar
PubMedClose
Series:
IMF Working Papers
Volume/Issue:
Volume 2019: Issue 295
Language:
English
Publication Date:
27 Dec 2019
DOI:
https://doi.org/10.5089/9781513522883.001
ISBN:
9781513522883
ISSN:
1018-5941
Pages:
34
Keywords:
WP; consumer bank; bank business models; transaction bank; a number of bank; line-of-business model; revenue mix; International banks; Business model; Bank performance; Global Financial Stability; Regulation; group bank revenue; business model framework; Global systemically important banks; Foreign banks; Financial statements; Investment banking; Global
Legal-disclaimer:
IMF Working Papers describe research in progress by the author(s) and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management.
Download PDF (2.3 MB) Download Epub
The Global Financial Crisis unleashed changes in the operating and regulatory environments for large international banks. This paper proposes a novel taxonomy to identify and track business model evolution for the 30 Global Systemically Important Banks (G-SIBs). Drawing from banks’ reporting, it identifies strategies along four dimensions –consolidated lines of business and geographic orientation, and the funding models and legal entity structures of international operations. G-SIBs have adjusted their business models, especially by reducing market intensity. While G-SIBs have maintained international orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank channel.
  • Collapse
  • Expand
Cover IMF Working Papers
IMF Working Papers
ISSN:
1018-5941
Publisher:
International Monetary Fund
Volume 2019: Issue 295