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Bank Ownership: Trends and Implications
Author:
Robert Cull null

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Mr. Maria Soledad Martinez Peria null

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Jeanne Verrier null

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Series:
IMF Working Papers
Volume/Issue:
Volume 2017: Issue 060
Language:
English
Publication Date:
22 Mar 2017
DOI:
https://doi.org/10.5089/9781475588125.001
ISBN:
9781475588125
ISSN:
1018-5941
Pages:
49
Keywords:
WP; bank ownership; government-owned bank; bank participation; foreign bank; government bank lending; ownership structure; bank governance; financial globalization; foreign banks; state-owned banks; privatization; government ownership; bank share; government bank participation; Commercial banks; Bank credit; Credit; Competition; Central and Eastern Europe; South Asia; Eastern Europe; Global; Central Asia
Legal-disclaimer:
IMF Working Papers describe research in progress by the author(s) and are published to elicit comments and to encourage debate. The views expressed in IMF Working Papers are those of the author(s) and do not necessarily represent the views of the IMF, its Executive Board, or IMF management.
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This paper presents recent trends in bank ownership across countries and summarizes the evidence regarding the implications of bank ownership structure for bank performance and competition, financial stability, and access to finance. The evidence reviewed suggests that foreign-owned banks are more efficient than domestic banks in developing countries, promote competition in host banking sectors, and help stabilize credit when host countries face idiosyncratic shocks. But there are tradeoffs, since foreign-owned banks can transmit external shocks and might not always expand access to credit. The record on the impact of government bank ownership suggests few benefits, especially for developing countries.
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Cover IMF Working Papers
IMF Working Papers
ISSN:
1018-5941
Publisher:
International Monetary Fund