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Mariam El Hamiani Khatat
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Monetary and Capital Markets Department

Contents

  • Abstract

  • I. Introduction

  • II. Macrofinancial Background and Monetary Policy Frameworks

  • III. Exploring the Monetary Transmission Mechanism

    • A. Overview of the Monetary Transmission Mechanism

      • The interest rate channel

      • The credit channel

      • The exchange rate channel

      • A sketch of the transmission mechanism

    • B. Relevance of the Bank Lending Channel for Islamic Banks

    • C. The Interest Rate Channel in the Presence of Islamic Banking

    • D. The Signaling Mechanism and the Profit-sharing Principle

  • IV. Adapting the Monetary Policy Framework

    • A. The Dual Monetary Policy Regime

    • B. Fixed Exchange Rate Regimes Considerations

    • C. Making Monetary Transmission Operational

  • V. Monetary Operations under Islamic Banking

    • A. Sterilization Policies

    • B. Monetary Policy Operational Framework

    • C. Lender of Last Resort

    • D. Interbank Markets

  • VI. Conclusion

  • Tables

  • 1. Monetary Policy Frameworks and Exchange Rate Arrangements in Countries with Islamic Banks (as of 2014)

  • 2. Sterilization under Islamic Banking: Key Considerations

  • Figures

  • 1. Islamic Banking, Financial Development, and Monetary Policy

  • 2. Islamic Banking, Current Account Balances, and Exchange Rate Regimes

  • 3. The Monetary Transmission Mechanism

  • 4. Credit Demand and Supply Following an Adverse Macroeconomic Shock—Conventional System

  • 5. Monetary Transmission Mechanism in Dual Financial Systems

  • 6. Domestic Credit to the Private Sector

  • 7. Islamic Monetary Operations Infrastructure: Building Blocks

  • 8. Central Banks Monetary Operations Compliance with the Shari’ah Requirements

  • Boxes

  • 1. Monetary Transmission from Conventional to Islamic Financial Systems

  • Appendices

  • I. The Interbank Mudarabah

  • II. The Commodity Murabahah

  • III. Qard with Rahn

  • References

Glossary

AREAER

Annual Report on Exchange Arrangements and Exchange Restrictions

CA

Current Account

CB

Central Bank

FX

Foreign Exchange

GCC

Gulf Cooperation Council

GDP

Gross Domestic Product

GFC

Global Financial Crisis

GFSR

Global Financial Stability Report

GIC

Government Investment Certificates

HQLA

High Quality Liquid Assets

IDB

Islamic Development Bank

IF SB

Islamic Financial Services Board

IIFM

International Islamic Financial Market

IIFS

Institutions offering Islamic Financial Services

IILM

International Islamic Liquidity Management Corporation

IIMM

Islamic Interbank Money Market

IMF

International Monetary Fund

ISIMP

Information System for Instruments of Monetary Policy

LOLR

Lender of Last Resort

MII

Mudarabah Interbank Investment

MoF

Ministry of Finance

MTM

Monetary Transmission Mechanism

OMO

Open Market Operation

PLS

Profit and Loss Sharing

PSIA

Profit-sharing Investment Account

REPO

Repurchase Agreement

RR

Reserve Requirements

SF

Standing Facility

SLOLR

Shari’ah-compliant Lender of Last Resort

SME

Small-and-Medium Enterprise

SPV

Special Purpose Vehicle

U.A.E.

United Arab Emirates

U.K.

United Kingdom

U.S.

United States of America

WDI

World Development Indicators

WEO

World Economic Outlook

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Monetary Policy in the Presence of Islamic Banking
Author:
Mariam El Hamiani Khatat