Front Matter Page
European Department
Authorized for distribution by James Morsink
Contents
I. Introduction
II. Who Saves in Ireland?
A. Data and Statistical Methods
B. What does the Theory of Saving Behavior Predict?
C. The Life-Cycle Profile of Household Savings in Ireland
D. Which Households Save Less?
III. Are Household Savings Affected by Capital Gains in Housing?
IV. The Special Savings Incentive Accounts
V. Concluding Remarks
Figures
1. International Comparison: Household Saving Rates
2. Income, Consumption, and Life-Cycle Saving
3. Median Weekly Household Income by Cohort and Age
4. Median Weekly Household Expenditure by Cohort and Age
5. Median Weekly Household Savings by Cohort and Age
6. Median Household Saving Ratio by Cohort and Age
7. Median Saving Ratio by Cohort and Age
8. Saving Ratio by Household Characteristics
Tables
1. Household Saving Rates, 1994/95 and 1999/2000
2. Cohort Definitions and Cell Size
3. Median Saving Ratio by Income Quartile, HBS 1999/2000
4. Median Saving Ratio by Education and Income Quartiles, HBS 1999/2000
5. Median Saving Rate by Assets Ownership, HBS 1999/2000
6. Median Savings Ratio by Tenure and Income Quartiles, HBS 1999/2000
7. Median Regression Results
8. SSIA Aggregate Subscriptions and Tax Credits (€ million)
9. Distribution of Savings Across Age Groups
Appendices
I. Data Sources and Definitions
II. Median Cohort Regression
III. National Pensions Review
References