Front Matter Page
Monetary and Financial Systems Department
Authorized for distribution by Abdessatar Ouanès
Contents
I. Introduction
II. Financial Sector Reforms and Recent Developments
A. Kenya
B. Tanzania
C. Uganda
D. Recent Trends in Financial Intermediation
III. Structure of the Banking Systems
IV. Bank Behavior and Performance
A. Balance Sheet Structure
B. Intermediation Role
V. Conclusion
References
Text Tables
Table 1. East Africa: Financial System Structure, 2002
Table 2. East Africa: Banking Sector Structure, 2002
Table 3. East Africa: Loan to Deposit Ratios, 2002
Table 4. East Africa: Structure of Assets, 2002
Table 5. East Africa: Dollarization of Deposits and Loans, 2002–03
Table 6. East Africa: Structure of Lending for Bank Groups, 2002
Table 7. East Africa: Maturity of Loans, 2002
Table 8. Cross-Country Comparison: Interest Rates, Spreads, and Margins, 2002
Table 9. East Africa: Decomposition of Interest Rate Spreads, 2002
Table 10. East Africa: Nonperforming Loans, 2002–03
Table 11. East Africa: Bank Productivity
Figures
1. East Africa: Broad Money to GDP, 1994–2003
2. East Africa: Private Sector Credit to GDP, 1994–2003
3. East Africa: Interest Rate Spreads, 1995–2003