Front Matter

Front Matter

International Monetary Fund
Published Date:
June 2004
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    © 2004 International Monetary Fund

    Production: IMF Multimedia Services Division

    Typesetting: Choon Lee

    Figures: Theodore F. Peters, Jr.

    Cataloging-in-Publication Data

    • Germany’s three-pillar banking system : cross country perspectives in Europe / Allan Brunner … [et al.] — [Washington, D.C.: International Monetary Fund, 2004].

    • p. cm.

      • Includes bibliographical references.

      • ISBN 1-58906-348-1

    1. Banks and banking — Germany. 2. Banks and banking — Europe. I. Brunner, Allan D. II. International Monetary Fund.

    HG3048.G36 2004

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    The following symbols have been used throughout this paper:

    • … to indicate that data are not available;

    • — to indicate that the figure is zero or less than half the final digit shown, or that the item does not exist;

    • - between years or months (e.g., 2000–01 or January-June) to indicate the years or months covered, including the beginning and ending years or months; and

    • / between years (e.g., 2000/01) to indicate a fiscal (financial) year.

    “Billion” means a thousand million.

    Minor discrepancies between constituent figures and totals are due to rounding.

    The term “country,” as used in this paper, does not in all cases refer to a territorial entity that is a state as understood by international law and practice; the term also covers some territorial entities that are not states, but for which statistical data are maintained and provided internationally on a separate and independent basis.


    Material presented in this paper was originally prepared in the summer of 2003 as background for IMF Executive Board discussions on the German Financial Sector Assessment Program (FSAP) and the 2003 Article IV consultation. The views in the paper are those of the authors, and do not necessarily reflect the views of the national authorities or IMF Executive Directors. The authors are particularly grateful to Marina Primorac for editorial assistance; to Tita Gunio, Kristy Pettie, and Sylvia Young for processing the original text; and to Tomas Baliño, Axel Bertuch-Samuels, Ajai Chopra, Robert Corker, Michael Deppler, Stefan Ingves, Arne Petersen, and EUR seminar participants for helpful comments and guidance.

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