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Europe > Latvia, Republic of

You are looking at 1 - 2 of 2 items for :

  • Type: Journal Issue x
  • Banks and banking; State supervision x
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Cover IMF Staff Country Reports
Euro Area Policies: Financial Sector Assessment Program-Technical Note-Detailed Assessment of Observance of Basel Core Principles for Effective Banking Supervision
International Monetary Fund. Monetary and Capital Markets Department
The SSM (SSM) has made a solid start. Set up a little over three years ago, the SSM has developed into a coherent banking supervision mechanism operating across the 19 Euro Area Member States. Banking supervision at the European Central Bank (ECB) is underpinned by a clear mandate and independence from government or industry interference in individual supervisory decisions. Its well-defined supervisory methodology and processes—complemented by committed staff—have laid the foundations for more forward-looking, pre-emptive, and evenhanded supervision. This is a noteworthy achievement for the Euro Area.
Keywords:
ISCR; CR; ECB banking supervision; risk management; credit institution; CRD IV; management body; business strategy; central bank; senior management; financial market; risk profile; Bank supervision; Credit; Credit risk; Operational risk; Market risk; Global
Cover IMF Working Papers
Risk Diversification in the Credit Portfolio: An Overview of Country Practices
Ms. JoAnne Morris
This paper reviews the rules in place in selected countries to limit risk concentrations in the credit portfolio. The paper focuses on a number of issues suggested by international organizations for countries and bank supervisors to consider in imposing standards for risk diversification in the credit portfolio. The issues reviewed for each country are the large exposure limits, the definition of credit exposure (including application on a consolidated basis), and the definition of a group of related borrowers. The paper concludes that most of the countries reviewed set limits on large exposures for banks and define a related group of borrowers in line with recommended international standards. The major differences identified among countries include how to determine the credit exposure, the application of the exposure limits on a consolidated basis, and whether to impose limits on exposure to a specific sector.
Keywords:
WP; equity capital; capital base; central bank; parent company; risk weight