Benchmarking Banking Sector Efficiency Across Regional Blocks in Sub-Saharan Africa : What Room for Policy? »
Series: IMF Working Papers
Author(s): Francois Boutin-Dufresne , Santiago Peña , Oral Williams , and Tomasz A. Zawisza
Publisher: INTERNATIONAL MONETARY FUND
Publication Date: 26 February 2013
Keywords: Financial intermediation efficiency, net interest margins, economies of scale, institutions., banking, net interest margin, financial intermediation, financial system, Government Policy and Regulation, Financial Markets and the Macroeconomy
This paper examines the determinants of net interest margins in four regional blocks in Sub-Saharan Africa and one comparator block in the Eastern Caribbean. Using bank-level data, we find that countries with a hig...