Series: IMF Working Papers
Author(s): Alexander Tieman , and Wilko Bolt
Publisher: INTERNATIONAL MONETARY FUND
Publication Date: 01 January 2004
Keywords: Banking competition, risk profile, failure rate, capital adequacy requirements, capital adequacy, banking, capital adequacy ratio, capital requirement, bank behavior, Financial Markets and the Macroeconomy
In a dynamic theoretical framework, commercial banks compete for customers by setting acceptance criteria for granting loans, taking regulatory requirements into account. By easing its acceptance criteria a bank fa...