Cover Global Financial Stability Report, September 2005
Global Financial Stability Report, September 2005
Market Developments and Issues
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Abstract

This paper presents an assessment of the shift in market risks to the household sector, which results from changes in the behavior of financial institutions and from pension reform. It focuses on household saving and asset allocation behavior and analyzes how such behavior may be affected by changes to household risk profiles. It examines the products and services that the financial industry has developed, or may need to develop, to help households meet these new challenges. The paper also discusses possible public policy initiatives on the promotion of a broader range of payout instruments and structures.

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Author:
International Monetary Fund. Monetary and Capital Markets Department
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Series:
Global Financial Stability Report
Publisher:
International Monetary Fund
Language:
English
Publication Date:
30 Sep 2005
DOI:
https://doi.org/10.5089/9781451969511.082
ISBN:
9781451969511
ISSN:
1729-701X
Pages:
33
Keywords:
GFSR; mortgage market; home equity; investment product; longevity risk; market assets; private industry; risk profile; Pensions; Mortgages; Pension spending; Insurance; Europe; Global
Legal-disclaimer:
The views expressed in this publication are those of the IMF staff and do not necessarily represent the views of the IMF’s Executive Directors or their national authorities.
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