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Kumar, U., Amaglobeli, D., & Moszoro, M. (2023). Determinants and Social Dividends of Digital Adoption, IMF Working Papers, 2023(065), A001. Retrieved May 11, 2023, from https://www.elibrary.imf.org/view/journals/001/2023/065/article-A001-en.xml

Kumar, Utkarsh, David Amaglobeli, and Mariano Moszoro. "Determinants and Social Dividends of Digital Adoption". IMF Working Papers 2023.065 (2023), A001. < https://doi.org/10.5089/9798400237997.001.A001>. Web. 11 May. 2023.

Kumar, Utkarsh, David Amaglobeli, and Mariano Moszoro. "Determinants and Social Dividends of Digital Adoption", IMF Working Papers 2023, 065 (2023), A001, accessed May 11, 2023, https://doi.org/10.5089/9798400237997.001.A001

Kumar, U., Amaglobeli, D., and Moszoro, M. (2023). Determinants and Social Dividends of Digital Adoption. IMF Working Papers 2023, 065, A001, available from: < https://doi.org/10.5089/9798400237997.001.A001> [Accessed 11 May 2023]