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Gershenson, D., Lambert, F., Herrera, L., Ramos, G., Rousset, M. V., & Torres, J. L. (2021). Fintech and Financial Inclusion in Latin America and the Caribbean, IMF Working Papers, 2021(221), A001. Retrieved May 12, 2023, from https://www.elibrary.imf.org/view/journals/001/2021/221/article-A001-en.xml

Gershenson, Dmitry, Frederic Lambert, Luis Herrera, Grey Ramos, Marina V Rousset, and Jose L. Torres. "Fintech and Financial Inclusion in Latin America and the Caribbean". IMF Working Papers 2021.221 (2021), A001. < https://doi.org/10.5089/9781513592237.001.A001>. Web. 12 May. 2023.

Gershenson, Dmitry, Frederic Lambert, Luis Herrera, Grey Ramos, Marina V Rousset, and Jose L. Torres. "Fintech and Financial Inclusion in Latin America and the Caribbean", IMF Working Papers 2021, 221 (2021), A001, accessed May 12, 2023, https://doi.org/10.5089/9781513592237.001.A001

Gershenson, D., Lambert, F., Herrera, L., Ramos, G., Rousset, M. V., and Torres, J. L. (2021). Fintech and Financial Inclusion in Latin America and the Caribbean. IMF Working Papers 2021, 221, A001, available from: < https://doi.org/10.5089/9781513592237.001.A001> [Accessed 12 May 2023]