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Clements, B. J., Coady, D., Eich, F., Gupta, S., Kangur, A., Shang, B., & Soto, M. (2013). The Challenge of Public Pension Reform in Advanced and Emerging Economies. USA: International Monetary Fund. Retrieved Mar 30, 2023, from https://www.elibrary.imf.org/view/book/9781616354138/9781616354138.xml

Clements, Benedict J., David Coady, Frank Eich, Sanjeev Gupta, Alvar Kangur, Baoping Shang, and Mauricio Soto. The Challenge of Public Pension Reform in Advanced and Emerging Economies. USA: International Monetary Fund, 2013. < https://doi.org/10.5089/9781616354138.084>. Web. 30 Mar. 2023.

Clements, Benedict J., David Coady, Frank Eich, Sanjeev Gupta, Alvar Kangur, Baoping Shang, and Mauricio Soto. The Challenge of Public Pension Reform in Advanced and Emerging Economies, (USA: International Monetary Fund, 2013) accessed Mar 30, 2023, https://doi.org/10.5089/9781616354138.084

Clements, B. J., Coady, D., Eich, F., Gupta, S., Kangur, A., Shang, B., and Soto, M. (2013). The Challenge of Public Pension Reform in Advanced and Emerging Economies, USA: International Monetary Fund. available from: < https://doi.org/10.5089/9781616354138.084> [Accessed 30 March 2023]