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Saal, M. I., Lindgren, C., & Garcia, G. G. (1996). "Part II Macroeconomic Causes and Consequences of Unsound Banking Systems". In Bank Soundness and Macroeconomic Policy. USA: International Monetary Fund. Retrieved May 11, 2023, from https://www.elibrary.imf.org/view/book/9781557755995/pt002.xml