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He, D., Leckow, R., Haksar, V., Mancini Griffoli, T., Jenkinson, N., Kashima, M., Khiaonarong, T., Rochon, C., & Tourpe, H. (2017). "Fintech and Financial Services". In Fintech and Financial Services : Initial Considerations. USA: INTERNATIONAL MONETARY FUND. doi: https://doi.org/10.5089/9781484303771.006