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Barriers to Household Risk Management
			: Evidence from India

Barriers to Household Risk Management : Evidence from India »

Volume/Issue: 2012/195

Series: IMF Working Papers

Author(s): Robert Townsend , Shawn Cole , Jeremy Tobacman , Xavier Gine , James Vickery , and Petia Topalova

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 July 2012

DOI: http://dx.doi.org/10.5089/9781475505443.001

ISBN: 9781475505443

Keywords: Household Finance, Trust, Liquidity Constraints, insurance contracts, insurance policies, risk aversion, basis risk, Field Experiments, Household Production and Intrahousehold Allocation, Financial Institutions and Services: General,

Why do many households remain exposed to large exogenous sources of non-systematic income risk? We use a series of randomized field experiments in rural India to test the importance of price and non-price factors i...