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Housing Finance and Real-Estate Booms

Housing Finance and Real-Estate Booms »

Source: Housing Finance and Real-Estate Booms : A Cross-Country Perspective

Volume/Issue: 2015/12

Series: Staff Discussion Notes

Author(s): Eugenio Cerutti , Jihad Dagher , and Giovanni Dell'Ariccia

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 June 2015

ISBN: 9781513571393

Keywords: Central banks and their policies, Credit booms, Financial stability, Housing finance, real estate, macroprudential regulation, mortgage, finance, credit, mortgage markets

The recent global crisis highlighted the risks stemming from real estate booms. This has generated a growing literature trying to better understand the sources and the risks associated with housing and credit booms...

Housing Finance and Real-Estate Booms
			: A Cross-Country Perspective

Housing Finance and Real-Estate Booms : A Cross-Country Perspective »

Volume/Issue: 2015/12

Series: Staff Discussion Notes

Author(s): Eugenio Cerutti , Jihad Dagher , and Giovanni Dell'Ariccia

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 June 2015

DOI: http://dx.doi.org/10.5089/9781513571393.006

ISBN: 9781513571393

Keywords: Central banks and their policies, Credit booms, Financial stability, Housing finance, real estate, macroprudential regulation, mortgage, finance, credit, mortgage markets

The recent global crisis highlighted the risks stemming from real estate booms. This has generated a growing literature trying to better understand the sources and the risks associated with housing and credit booms...

Switzerland
			: Technical Note-Macroprudential Institutional Arrangements and Policies

Switzerland : Technical Note-Macroprudential Institutional Arrangements and Policies »

Volume/Issue: 2014/269

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 September 2014

DOI: http://dx.doi.org/10.5089/9781498358262.002

ISBN: 9781498358262

Keywords: mortgage, real estate, mortgages, mortgage lending, real estate prices

...

Switzerland

Switzerland »

Source: Switzerland : Technical Note-Macroprudential Institutional Arrangements and Policies

Volume/Issue: 2014/269

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 September 2014

ISBN: 9781498358262

Keywords: mortgage, real estate, mortgages, mortgage lending, real estate prices

...

Sweden
			: Selected Issues

Sweden : Selected Issues »

Volume/Issue: 2014/262

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 September 2014

DOI: http://dx.doi.org/10.5089/9781498339438.002

ISBN: 9781498339438

Keywords: mortgage, mortgages, mortgage credit, mortgage lending, mortgage risk

...

Sweden: Selected Issues

Sweden: Selected Issues »

Source: Sweden : Selected Issues

Volume/Issue: 2014/262

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 September 2014

ISBN: 9781498339438

Keywords: mortgage, mortgages, mortgage credit, mortgage lending, mortgage risk

...

Sweden: Selected Issues

Sweden: Selected Issues »

Source: Sweden : Selected Issues

Volume/Issue: 2014/262

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 September 2014

ISBN: 9781498339438

Keywords: mortgage, mortgages, mortgage credit, mortgage lending, mortgage risk

...

Sweden: Selected Issues

Sweden: Selected Issues »

Source: Sweden : Selected Issues

Volume/Issue: 2014/262

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 September 2014

ISBN: 9781498339438

Keywords: mortgage, mortgages, mortgage credit, mortgage lending, mortgage risk

...

United Kingdom
			: Selected Issues

United Kingdom : Selected Issues »

Volume/Issue: 2014/234

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 28 July 2014

DOI: http://dx.doi.org/10.5089/9781498304337.002

ISBN: 9781498304337

Keywords: recession, mortgage, housing supply, mortgage credit, mortgage debt

...

United Kingdom: Selected Issues

United Kingdom: Selected Issues »

Source: United Kingdom : Selected Issues

Volume/Issue: 2014/234

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 28 July 2014

ISBN: 9781498304337

Keywords: recession, mortgage, housing supply, mortgage credit, mortgage debt

...

United Kingdom: Selected Issues

United Kingdom: Selected Issues »

Source: United Kingdom : Selected Issues

Volume/Issue: 2014/234

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 28 July 2014

ISBN: 9781498304337

Keywords: recession, mortgage, housing supply, mortgage credit, mortgage debt

...

United Kingdom: Selected Issues

United Kingdom: Selected Issues »

Source: United Kingdom : Selected Issues

Volume/Issue: 2014/234

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 28 July 2014

ISBN: 9781498304337

Keywords: recession, mortgage, housing supply, mortgage credit, mortgage debt

...

United Kingdom: Selected Issues

United Kingdom: Selected Issues »

Source: United Kingdom : Selected Issues

Volume/Issue: 2014/234

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 28 July 2014

ISBN: 9781498304337

Keywords: recession, mortgage, housing supply, mortgage credit, mortgage debt

...

With Great Power Comes Great Responsibility
			: Macroprudential Tools at Work in Canada

With Great Power Comes Great Responsibility : Macroprudential Tools at Work in Canada »

Volume/Issue: 2014/83

Series: IMF Working Papers

Author(s): Ivo Krznar , and James Morsink

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 12 May 2014

DOI: http://dx.doi.org/10.5089/9781484383445.001

ISBN: 9781484383445

Keywords: housing market, mortgage insurance, macroprudential regulation, mortgage, mortgages, mortgage credit, mortgage loans, Government Policy and Regulation, General,

The goal of this paper is to assess the effectiveness of the policy measures taken by Canadian authorities to address the housing boom. We find that the the last three rounds of macroprudential policies implemented...

With Great Power Comes Great Responsibility

With Great Power Comes Great Responsibility »

Source: With Great Power Comes Great Responsibility : Macroprudential Tools at Work in Canada

Volume/Issue: 2014/83

Series: IMF Working Papers

Author(s): Ivo Krznar , and James Morsink

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 12 May 2014

ISBN: 9781484383445

Keywords: housing market, mortgage insurance, macroprudential regulation, mortgage, mortgages, mortgage credit, mortgage loans, Government Policy and Regulation, General,

The goal of this paper is to assess the effectiveness of the policy measures taken by Canadian authorities to address the housing boom. We find that the the last three rounds of macroprudential policies implemented...

Canada

Canada »

Source: Canada : Financial Sector Assessment Program-Intensity and Effectiveness of Federal Bank Supervision in Canada-Technical Note

Volume/Issue: 2014/70

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 07 March 2014

ISBN: 9781475573480

Keywords: mortgage, residential mortgage, mortgage loan, mortgage loans, mortgages

This paper evaluates Financial Sector Assessment Program (FSAP) intensity and effectiveness of Federal Bank supervision in Canada. The IMF report highlights that a key element of effective supervision is a willingn...

Canada
			: Financial Sector Assessment Program-Intensity and Effectiveness of Federal Bank Supervision in Canada-Technical Note

Canada : Financial Sector Assessment Program-Intensity and Effectiveness of Federal Bank Supervision in Canada-Technical Note »

Volume/Issue: 2014/70

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 07 March 2014

DOI: http://dx.doi.org/10.5089/9781475573480.002

ISBN: 9781475573480

Keywords: mortgage, residential mortgage, mortgage loan, mortgage loans, mortgages

This paper evaluates Financial Sector Assessment Program (FSAP) intensity and effectiveness of Federal Bank supervision in Canada. The IMF report highlights that a key element of effective supervision is a willingn...

Israel
			: Selected Issues

Israel : Selected Issues »

Volume/Issue: 2014/48

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 12 February 2014

DOI: http://dx.doi.org/10.5089/9781475590142.002

ISBN: 9781475590142

Keywords: Israel, mortgage, mortgages, inflation, price inflation, housing loans

This Selected Issues paper reviews the housing market in Israel. Property prices in Israel are currently about 25 percent above their equilibrium value, owing largely to low mortgage interest rates and supply short...

Israel: Selected Issues

Israel: Selected Issues »

Source: Israel : Selected Issues

Volume/Issue: 2014/48

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 12 February 2014

ISBN: 9781475590142

Keywords: Israel, mortgage, mortgages, inflation, price inflation, housing loans

This Selected Issues paper reviews the housing market in Israel. Property prices in Israel are currently about 25 percent above their equilibrium value, owing largely to low mortgage interest rates and supply short...

Israel: Selected Issues

Israel: Selected Issues »

Source: Israel : Selected Issues

Volume/Issue: 2014/48

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 12 February 2014

ISBN: 9781475590142

Keywords: Israel, mortgage, mortgages, inflation, price inflation, housing loans

This Selected Issues paper reviews the housing market in Israel. Property prices in Israel are currently about 25 percent above their equilibrium value, owing largely to low mortgage interest rates and supply short...

Israel: Selected Issues

Israel: Selected Issues »

Source: Israel : Selected Issues

Volume/Issue: 2014/48

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 12 February 2014

ISBN: 9781475590142

Keywords: Israel, mortgage, mortgages, inflation, price inflation, housing loans

This Selected Issues paper reviews the housing market in Israel. Property prices in Israel are currently about 25 percent above their equilibrium value, owing largely to low mortgage interest rates and supply short...

Israel: Selected Issues

Israel: Selected Issues »

Source: Israel : Selected Issues

Volume/Issue: 2014/48

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 12 February 2014

ISBN: 9781475590142

Keywords: Israel, mortgage, mortgages, inflation, price inflation, housing loans

This Selected Issues paper reviews the housing market in Israel. Property prices in Israel are currently about 25 percent above their equilibrium value, owing largely to low mortgage interest rates and supply short...

Canada: Staff Report for the 2013 Article IV Consultation

Canada: Staff Report for the 2013 Article IV Consultation »

Source: Canada : 2013 Article IV Consultation

Volume/Issue: 2014/27

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 February 2014

ISBN: 9781616355906

Keywords: Canada, mortgage, mortgage insurance, mortgages, mortgage insurers, private mortgage

This Informational Annex highlights the Canadian authorities' free-floating exchange rate regime. The exchange rate regime is free from exchange restrictions and multiple currency practices. The Canadian authoritie...

Canada: Staff Report for the 2013 Article IV Consultation—Informational Annex

Canada: Staff Report for the 2013 Article IV Consultation—Informational Annex »

Source: Canada : 2013 Article IV Consultation

Volume/Issue: 2014/27

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 February 2014

ISBN: 9781616355906

Keywords: Canada, mortgage, mortgage insurance, mortgages, mortgage insurers, private mortgage

This Informational Annex highlights the Canadian authorities' free-floating exchange rate regime. The exchange rate regime is free from exchange restrictions and multiple currency practices. The Canadian authoritie...

IMF Executive Board Concludes 2013 Article IV Consultation with Canada

IMF Executive Board Concludes 2013 Article IV Consultation with Canada »

Source: Canada : 2013 Article IV Consultation

Volume/Issue: 2014/27

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 February 2014

ISBN: 9781616355906

Keywords: Canada, mortgage, mortgage insurance, mortgages, mortgage insurers, private mortgage

This Informational Annex highlights the Canadian authorities' free-floating exchange rate regime. The exchange rate regime is free from exchange restrictions and multiple currency practices. The Canadian authoritie...

Canada
			: 2013 Article IV Consultation

Canada : 2013 Article IV Consultation »

Volume/Issue: 2014/27

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 February 2014

DOI: http://dx.doi.org/10.5089/9781616355906.002

ISBN: 9781616355906

Keywords: Canada, mortgage, mortgage insurance, mortgages, mortgage insurers, private mortgage

This Informational Annex highlights the Canadian authorities' free-floating exchange rate regime. The exchange rate regime is free from exchange restrictions and multiple currency practices. The Canadian authoritie...

Statement by the IMF Staff Representative on Canada, January 29, 2014

Statement by the IMF Staff Representative on Canada, January 29, 2014 »

Source: Canada : 2013 Article IV Consultation

Volume/Issue: 2014/27

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 February 2014

ISBN: 9781616355906

Keywords: Canada, mortgage, mortgage insurance, mortgages, mortgage insurers, private mortgage

This Informational Annex highlights the Canadian authorities' free-floating exchange rate regime. The exchange rate regime is free from exchange restrictions and multiple currency practices. The Canadian authoritie...

Republic of Poland
			: Technical Note on Impaired Loans

Republic of Poland : Technical Note on Impaired Loans »

Volume/Issue: 2013/373

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 20 December 2013

DOI: http://dx.doi.org/10.5089/9781484324486.002

ISBN: 9781484324486

Keywords: mortgage, underwriting, mortgages, mortgage loans

This Technical Note analyzes impaired loans in Poland. Asset quality has moved up the Polish supervisor's agenda to address persistent impaired loans and cyclical deterioration in credit quality. Although the deter...

Republic of Poland

Republic of Poland »

Source: Republic of Poland : Technical Note on Impaired Loans

Volume/Issue: 2013/373

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 20 December 2013

ISBN: 9781484324486

Keywords: mortgage, underwriting, mortgages, mortgage loans

This Technical Note analyzes impaired loans in Poland. Asset quality has moved up the Polish supervisor's agenda to address persistent impaired loans and cyclical deterioration in credit quality. Although the deter...

Securitization
			: Lessons Learned and the Road Ahead

Securitization : Lessons Learned and the Road Ahead »

Volume/Issue: 2013/255

Series: IMF Working Papers

Author(s): Miguel Segoviano Basurto , Bradley Jones , Peter Lindner , and Johannes Blankenheim

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 19 December 2013

DOI: http://dx.doi.org/10.5089/9781475541946.001

ISBN: 9781475541946

Keywords: Finance, ntermediation, Bank, Mortgages, and Foreclosures, Institutional Investors, Investment Banking, Rating, Rating Agencies, Regulation

This paper examines the financial stability implications arising from securitization markets, with one eye on the past and another on the future. The paper begins by deriving a number of 'lessons learned' based on...

Securitization: Lessons Learned and the Road Ahead

Securitization: Lessons Learned and the Road Ahead »

Source: Securitization : Lessons Learned and the Road Ahead

Volume/Issue: 2013/255

Series: IMF Working Papers

Author(s): Miguel Segoviano Basurto , Bradley Jones , Peter Lindner , and Johannes Blankenheim

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 19 December 2013

ISBN: 9781475541946

Keywords: Finance, ntermediation, Bank, Mortgages, and Foreclosures, Institutional Investors, Investment Banking, Rating, Rating Agencies, Regulation

This paper examines the financial stability implications arising from securitization markets, with one eye on the past and another on the future. The paper begins by deriving a number of 'lessons learned' based on...

Italy
			: Technical Note on the Financial Situation of Italian Households and Non-Financial Corporations and Risks to the Banking System

Italy : Technical Note on the Financial Situation of Italian Households and Non-Financial Corporations and Risks to the Banking System »

Volume/Issue: 2013/348

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 06 December 2013

DOI: http://dx.doi.org/10.5089/9781475566994.002

ISBN: 9781475566994

Keywords: interest expense, banking, gross operating income, debt restructuring, banking system

This Technical Note examines the financial situation of Italian households and nonfinancial corporations and risks to the banking system. The credit risk from Italian households is mitigated by their considerable n...

Italy

Italy »

Source: Italy : Technical Note on the Financial Situation of Italian Households and Non-Financial Corporations and Risks to the Banking System

Volume/Issue: 2013/348

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 06 December 2013

ISBN: 9781475566994

Keywords: interest expense, banking, gross operating income, debt restructuring, banking system

This Technical Note examines the financial situation of Italian households and nonfinancial corporations and risks to the banking system. The credit risk from Italian households is mitigated by their considerable n...

The Macroprudential Framework
			: Policy Responsiveness and Institutional Arrangements

The Macroprudential Framework : Policy Responsiveness and Institutional Arrangements »

Volume/Issue: 2013/166

Series: IMF Working Papers

Author(s): Cheng Lim , Ivo Krznar , Fabian Lipinsky , Akira Otani , and Xiaoyong Wu

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 17 July 2013

DOI: http://dx.doi.org/10.5089/9781484377819.001

ISBN: 9781484377819

Keywords: macroprudential, institutions, instruments, interest rate, mortgage, central bank, reserve requirement, reserve requirements, mortgage loans, Government Policy and Regulation,

This paper gauges if, and how, institutional arrangements are correlated with the use of macroprudential policy instruments. Using data from 39 countries, the paper evaluates policy response time in various types o...

The Macroprudential Framework

The Macroprudential Framework »

Source: The Macroprudential Framework : Policy Responsiveness and Institutional Arrangements

Volume/Issue: 2013/166

Series: IMF Working Papers

Author(s): Cheng Lim , Ivo Krznar , Fabian Lipinsky , Akira Otani , and Xiaoyong Wu

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 17 July 2013

ISBN: 9781484377819

Keywords: macroprudential, institutions, instruments, interest rate, mortgage, central bank, reserve requirement, reserve requirements, mortgage loans, Government Policy and Regulation,

This paper gauges if, and how, institutional arrangements are correlated with the use of macroprudential policy instruments. Using data from 39 countries, the paper evaluates policy response time in various types o...

France

France »

Source: France : Financial Sector Assessment Program-Technical Note on Housing Prices and Financial Stability

Volume/Issue: 2013/184

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 July 2013

ISBN: 9781484380543

Keywords: mortgage, mortgages, housing loans, mortgage loans, mortgage market

This technical note examines housing prices and financial stability in France. The note highlights that sharply rising housing prices have caused concerns about mortgage credit risk and the stability of the financi...

France
			: Financial Sector Assessment Program-Technical Note on Housing Prices and Financial Stability

France : Financial Sector Assessment Program-Technical Note on Housing Prices and Financial Stability »

Volume/Issue: 2013/184

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Monetary and Capital Markets Department

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 July 2013

DOI: http://dx.doi.org/10.5089/9781484380543.002

ISBN: 9781484380543

Keywords: mortgage, mortgages, housing loans, mortgage loans, mortgage market

This technical note examines housing prices and financial stability in France. The note highlights that sharply rising housing prices have caused concerns about mortgage credit risk and the stability of the financi...

IMF Executive Board Concludes 2013 Article IV Consultation with Switzerland

IMF Executive Board Concludes 2013 Article IV Consultation with Switzerland »

Source: Switzerland : 2013 Article IV Consultation

Volume/Issue: 2013/128

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 May 2013

ISBN: 9781484399064

Keywords: exchange rate, mortgage, mortgage market, mortgages, mortgage debt

The Article IV Consultation discusses the IMF Executive Board's assessment of economic developments and policies in Switzerland. With the exchange rate floor in place for more than one year, the Swiss economy has b...

Switzerland
			: 2013 Article IV Consultation

Switzerland : 2013 Article IV Consultation »

Volume/Issue: 2013/128

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 May 2013

DOI: http://dx.doi.org/10.5089/9781484399064.002

ISBN: 9781484399064

Keywords: exchange rate, mortgage, mortgage market, mortgages, mortgage debt

The Article IV Consultation discusses the IMF Executive Board's assessment of economic developments and policies in Switzerland. With the exchange rate floor in place for more than one year, the Swiss economy has b...

Statement by Rene Weber, Executive Director for Switzerland and Marcel Peter, Senior Advisor to Executive Director, May 3, 2013

Statement by Rene Weber, Executive Director for Switzerland and Marcel Peter, Senior Advisor to Executive Director, May 3, 2013 »

Source: Switzerland : 2013 Article IV Consultation

Volume/Issue: 2013/128

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 May 2013

ISBN: 9781484399064

Keywords: exchange rate, mortgage, mortgage market, mortgages, mortgage debt

The Article IV Consultation discusses the IMF Executive Board's assessment of economic developments and policies in Switzerland. With the exchange rate floor in place for more than one year, the Swiss economy has b...

Switzerland

Switzerland »

Source: Switzerland : 2013 Article IV Consultation

Volume/Issue: 2013/128

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 May 2013

ISBN: 9781484399064

Keywords: exchange rate, mortgage, mortgage market, mortgages, mortgage debt

The Article IV Consultation discusses the IMF Executive Board's assessment of economic developments and policies in Switzerland. With the exchange rate floor in place for more than one year, the Swiss economy has b...

Switzerland: Staff Report for the 2013 Article IV Consultation—Informational Annex

Switzerland: Staff Report for the 2013 Article IV Consultation—Informational Annex »

Source: Switzerland : 2013 Article IV Consultation

Volume/Issue: 2013/128

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. European Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 May 2013

ISBN: 9781484399064

Keywords: exchange rate, mortgage, mortgage market, mortgages, mortgage debt

The Article IV Consultation discusses the IMF Executive Board's assessment of economic developments and policies in Switzerland. With the exchange rate floor in place for more than one year, the Swiss economy has b...

Financial Stability In An Evolving Regulatory And Supervisory Landscape

Financial Stability In An Evolving Regulatory And Supervisory Landscape »

Source: Financial Stability In An Evolving Regulatory And Supervisory Landscape

Volume/Issue: 2013/47

Series: IMF Working Papers

Author(s): Yingbin Xiao

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 February 2013

ISBN: 9781475529661

Keywords: Danish banks, regulation and supervision, macroprudential and microprudential policies, covered bonds, SIFI, bail-in, risk-weighted assets, mortgage, bonds, financial stability

This paper runs qualitative and quantitative analyses of the financial soundness of Danish banks. Helped by a series of Denmark's financial policy initiatives, banks have made progress in improving financial stabil...

Financial Stability In An Evolving Regulatory And Supervisory Landscape

Financial Stability In An Evolving Regulatory And Supervisory Landscape »

Volume/Issue: 2013/47

Series: IMF Working Papers

Author(s): Yingbin Xiao

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 February 2013

DOI: http://dx.doi.org/10.5089/9781475529661.001

ISBN: 9781475529661

Keywords: Danish banks, regulation and supervision, macroprudential and microprudential policies, covered bonds, SIFI, bail-in, risk-weighted assets, mortgage, bonds, financial stability

This paper runs qualitative and quantitative analyses of the financial soundness of Danish banks. Helped by a series of Denmark's financial policy initiatives, banks have made progress in improving financial stabil...

Asset Price Bubbles

Asset Price Bubbles »

Source: Asset Price Bubbles : A Selective Survey

Volume/Issue: 2013/45

Series: IMF Working Papers

Author(s): Anna Scherbina

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 February 2013

ISBN: 9781475515299

Keywords: Bubbles, Limits to Arbitrage, stock market, discount rate, mortgage, cash flows, financial economics, General,

Why do asset price bubbles continue to appear in various markets? This paper provides an overview of recent literature on bubbles, with significant attention given to behavioral models and rational models with fric...

Asset Price Bubbles
			: A Selective Survey

Asset Price Bubbles : A Selective Survey »

Volume/Issue: 2013/45

Series: IMF Working Papers

Author(s): Anna Scherbina

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 February 2013

DOI: http://dx.doi.org/10.5089/9781475515299.001

ISBN: 9781475515299

Keywords: Bubbles, Limits to Arbitrage, stock market, discount rate, mortgage, cash flows, financial economics, General,

Why do asset price bubbles continue to appear in various markets? This paper provides an overview of recent literature on bubbles, with significant attention given to behavioral models and rational models with fric...

Canada

Canada »

Source: Canada : Selected Issues

Volume/Issue: 2013/41

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 14 February 2013

ISBN: 9781475587050

Keywords: mortgage, consumption volatility, personal consumption, disposable income

This paper assesses the impact of high household debt on economic volatility in Canada. The debt per se may not necessarily be a risk for economic activity; it can amplify other shocks as well. A few studies have e...

Canada: Selected Issues

Canada: Selected Issues »

Source: Canada : Selected Issues

Volume/Issue: 2013/41

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 14 February 2013

ISBN: 9781475587050

Keywords: mortgage, consumption volatility, personal consumption, disposable income

This paper assesses the impact of high household debt on economic volatility in Canada. The debt per se may not necessarily be a risk for economic activity; it can amplify other shocks as well. A few studies have e...

Canada: Selected Issues

Canada: Selected Issues »

Source: Canada : Selected Issues

Volume/Issue: 2013/41

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 14 February 2013

ISBN: 9781475587050

Keywords: mortgage, consumption volatility, personal consumption, disposable income

This paper assesses the impact of high household debt on economic volatility in Canada. The debt per se may not necessarily be a risk for economic activity; it can amplify other shocks as well. A few studies have e...

Canada: Selected Issues

Canada: Selected Issues »

Source: Canada : Selected Issues

Volume/Issue: 2013/41

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 14 February 2013

ISBN: 9781475587050

Keywords: mortgage, consumption volatility, personal consumption, disposable income

This paper assesses the impact of high household debt on economic volatility in Canada. The debt per se may not necessarily be a risk for economic activity; it can amplify other shocks as well. A few studies have e...

Canada
			: Selected Issues

Canada : Selected Issues »

Volume/Issue: 2013/41

Series: IMF Staff Country Reports

Author(s): International Monetary Fund. Western Hemisphere Dept.

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 14 February 2013

DOI: http://dx.doi.org/10.5089/9781475587050.002

ISBN: 9781475587050

Keywords: mortgage, consumption volatility, personal consumption, disposable income

This paper assesses the impact of high household debt on economic volatility in Canada. The debt per se may not necessarily be a risk for economic activity; it can amplify other shocks as well. A few studies have e...

New Zealand Banks' Vulnerabilities and  Capital Adequacy

New Zealand Banks' Vulnerabilities and Capital Adequacy »

Volume/Issue: 2013/7

Series: IMF Working Papers

Author(s): B. Jang , and Masahiko Kataoka

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 11 January 2013

DOI: http://dx.doi.org/10.5089/9781475561371.001

ISBN: 9781475561371

Keywords: Basel II, loss given default, probability of default, mortgages, banking, mortgage, residential mortgages, General, Government Policy and Regulation,

The paper finds that, given New Zealand's conservative approach in implementing the Basel II framework, New Zealand banks' headline capital ratios underestimate their capital strength. A comparison with Canadian, U...

New Zealand Banks’ Vulnerabilities and  Capital Adequacy

New Zealand Banks’ Vulnerabilities and Capital Adequacy »

Source: New Zealand Banks' Vulnerabilities and Capital Adequacy

Volume/Issue: 2013/7

Series: IMF Working Papers

Author(s): B. Jang , and Masahiko Kataoka

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 11 January 2013

ISBN: 9781475561371

Keywords: Basel II, loss given default, probability of default, mortgages, banking, mortgage, residential mortgages, General, Government Policy and Regulation,

The paper finds that, given New Zealand's conservative approach in implementing the Basel II framework, New Zealand banks' headline capital ratios underestimate their capital strength. A comparison with Canadian, U...

Global Housing Cycles

Global Housing Cycles »

Source: Global Housing Cycles

Volume/Issue: 2012/217

Series: IMF Working Papers

Author(s): Deniz Igan , and Prakash Loungani

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 August 2012

ISBN: 9781475505672

Keywords: Housing Cycles, Mortgage Markets, mortgage, real estate, housing markets, housing finance, foreclosure, Financial Markets and the Macroeconomy, Macroeconomic Aspects of International Trade and Finance: General,

Housing cycles and their impact on the financial system and the macroeconomy have become the center of attention following the global financial crisis. This paper documents the characteristics of housing cycles in...

Global Housing Cycles

Global Housing Cycles »

Volume/Issue: 2012/217

Series: IMF Working Papers

Author(s): Deniz Igan , and Prakash Loungani

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 August 2012

DOI: http://dx.doi.org/10.5089/9781475505672.001

ISBN: 9781475505672

Keywords: Housing Cycles, Mortgage Markets, mortgage, real estate, housing markets, housing finance, foreclosure, Financial Markets and the Macroeconomy, Macroeconomic Aspects of International Trade and Finance: General,

Housing cycles and their impact on the financial system and the macroeconomy have become the center of attention following the global financial crisis. This paper documents the characteristics of housing cycles in...

Latin America
			: Vulnerabilities Under Construction?

Latin America : Vulnerabilities Under Construction? »

Volume/Issue: 2012/193

Series: IMF Working Papers

Author(s): Luis Cubeddu , Camilo Tovar Mora , and Evridiki Tsounta

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 July 2012

DOI: http://dx.doi.org/10.5089/9781475505429.001

ISBN: 9781475505429

Keywords: Mortgage, real estate, data gaps, mortgage credit, housing finance, Financial Markets and the Macroeconomy, General Financial Markets: General (includes Measurement and Data), Financial Institutions and Services: General, Real Estate Services,

This paper documents developments in mortgage credit and the housing sector in Latin America over the past decade, and compares them with those of other emerging economies. In particular, it examines the real estat...

Latin America

Latin America »

Source: Latin America : Vulnerabilities Under Construction?

Volume/Issue: 2012/193

Series: IMF Working Papers

Author(s): Luis Cubeddu , Camilo Tovar Mora , and Evridiki Tsounta

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 July 2012

ISBN: 9781475505429

Keywords: Mortgage, real estate, data gaps, mortgage credit, housing finance, Financial Markets and the Macroeconomy, General Financial Markets: General (includes Measurement and Data), Financial Institutions and Services: General, Real Estate Services,

This paper documents developments in mortgage credit and the housing sector in Latin America over the past decade, and compares them with those of other emerging economies. In particular, it examines the real estat...

Spain
			: Vulnerabilities of Private Sector Balance Sheets and Risks to the Financial Sector Technical Notes

Spain : Vulnerabilities of Private Sector Balance Sheets and Risks to the Financial Sector Technical Notes »

Volume/Issue: 2012/140

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 11 June 2012

DOI: http://dx.doi.org/10.5089/9781475504279.002

ISBN: 9781475504279

Keywords: unemployment, mortgage, mortgages, unemployment rate, unemployed

This technical note assesses the vulnerabilities of household and corporate sector balance sheets and quantifies the potential impacts from macroeconomic shocks using sensitivity and contingent claims analyses. The...

Spain

Spain »

Source: Spain : Vulnerabilities of Private Sector Balance Sheets and Risks to the Financial Sector Technical Notes

Volume/Issue: 2012/140

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 11 June 2012

ISBN: 9781475504279

Keywords: unemployment, mortgage, mortgages, unemployment rate, unemployed

This technical note assesses the vulnerabilities of household and corporate sector balance sheets and quantifies the potential impacts from macroeconomic shocks using sensitivity and contingent claims analyses. The...

Banks' Liability Structure and Mortgage Lending During the Financial Crisis

Banks' Liability Structure and Mortgage Lending During the Financial Crisis »

Source: Banks' Liability Structure and Mortgage Lending During the Financial Crisis

Volume/Issue: 2012/155

Series: IMF Working Papers

Author(s): Jihad Dagher , and Kazim Kazimov

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 June 2012

ISBN: 9781475504460

Keywords: Retail funding, Wholesale funding, credit supply, mortgages, matching, mortgage, statistics, mortgage credit, probability, mortgage lending

We examine the impact of banks' exposure to market liquidity shocks through wholesale funding on their supply of credit during the financial crisis in the United States. We focus on mortgage lending to minimize the...

Banks' Liability Structure and Mortgage Lending During the Financial Crisis

Banks' Liability Structure and Mortgage Lending During the Financial Crisis »

Volume/Issue: 2012/155

Series: IMF Working Papers

Author(s): Jihad Dagher , and Kazim Kazimov

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 June 2012

DOI: http://dx.doi.org/10.5089/9781475504460.001

ISBN: 9781475504460

Keywords: Retail funding, Wholesale funding, credit supply, mortgages, matching, mortgage, statistics, mortgage credit, probability, mortgage lending

We examine the impact of banks' exposure to market liquidity shocks through wholesale funding on their supply of credit during the financial crisis in the United States. We focus on mortgage lending to minimize the...

IMF Executive Board Concludes 2011 Article IV Consultation with Norway

IMF Executive Board Concludes 2011 Article IV Consultation with Norway »

Source: Norway : 2011 Article IV Consultation: Staff Report; Public Information Notice on the Executive Board Discussion; and Statement by the Executive Director for Norway

Volume/Issue: 2012/25

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 February 2012

ISBN: 9781463940379

Keywords: prices, mortgage, mortgages, credit, terms of trade

Norway's near-term macroeconomic priority is to reduce risks arising from high-household debt by tightening macroprudential standards for mortgage lending while undertaking tax reforms to gradually reduce incentive...

Norway
			: 2011 Article IV Consultation:  Staff Report; Public Information Notice on the Executive Board Discussion; and Statement by the Executive Director for Norway

Norway : 2011 Article IV Consultation: Staff Report; Public Information Notice on the Executive Board Discussion; and Statement by the Executive Director for Norway »

Volume/Issue: 2012/25

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 February 2012

DOI: http://dx.doi.org/10.5089/9781463940379.002

ISBN: 9781463940379

Keywords: prices, mortgage, mortgages, credit, terms of trade

Norway's near-term macroeconomic priority is to reduce risks arising from high-household debt by tightening macroprudential standards for mortgage lending while undertaking tax reforms to gradually reduce incentive...

Norway

Norway »

Source: Norway : 2011 Article IV Consultation: Staff Report; Public Information Notice on the Executive Board Discussion; and Statement by the Executive Director for Norway

Volume/Issue: 2012/25

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 February 2012

ISBN: 9781463940379

Keywords: prices, mortgage, mortgages, credit, terms of trade

Norway's near-term macroeconomic priority is to reduce risks arising from high-household debt by tightening macroprudential standards for mortgage lending while undertaking tax reforms to gradually reduce incentive...

Norway: Staff Report for the 2011 Article IV Consultation—Informational Annex

Norway: Staff Report for the 2011 Article IV Consultation—Informational Annex »

Source: Norway : 2011 Article IV Consultation: Staff Report; Public Information Notice on the Executive Board Discussion; and Statement by the Executive Director for Norway

Volume/Issue: 2012/25

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 February 2012

ISBN: 9781463940379

Keywords: prices, mortgage, mortgages, credit, terms of trade

Norway's near-term macroeconomic priority is to reduce risks arising from high-household debt by tightening macroprudential standards for mortgage lending while undertaking tax reforms to gradually reduce incentive...

Statement by Mr. Audun Gronn, Alternate Executive Director for Norway January, 27, 2012

Statement by Mr. Audun Gronn, Alternate Executive Director for Norway January, 27, 2012 »

Source: Norway : 2011 Article IV Consultation: Staff Report; Public Information Notice on the Executive Board Discussion; and Statement by the Executive Director for Norway

Volume/Issue: 2012/25

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 February 2012

ISBN: 9781463940379

Keywords: prices, mortgage, mortgages, credit, terms of trade

Norway's near-term macroeconomic priority is to reduce risks arising from high-household debt by tightening macroprudential standards for mortgage lending while undertaking tax reforms to gradually reduce incentive...

Bank Capital Adequacy in Australia

Bank Capital Adequacy in Australia »

Source: Bank Capital Adequacy in Australia

Volume/Issue: 2012/25

Series: IMF Working Papers

Author(s): Niamh Sheridan , and B. Jang

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 January 2012

ISBN: 9781463932527

Keywords: Canada, Basel II, Basel III, loss given default, probability of default, stress tests, mortgages, residential mortgages, banking, mortgage

The paper finds that, given Australia's conservative approach in implementing the Basel II framework, Australian banks' headline capital ratios underestimate their capital strengths. Given their high capital qualit...

Bank Capital Adequacy in Australia

Bank Capital Adequacy in Australia »

Volume/Issue: 2012/25

Series: IMF Working Papers

Author(s): Niamh Sheridan , and B. Jang

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 January 2012

DOI: http://dx.doi.org/10.5089/9781463932527.001

ISBN: 9781463932527

Keywords: Canada, Basel II, Basel III, loss given default, probability of default, stress tests, mortgages, residential mortgages, banking, mortgage

The paper finds that, given Australia's conservative approach in implementing the Basel II framework, Australian banks' headline capital ratios underestimate their capital strengths. Given their high capital qualit...

Mortgage Defaults

Mortgage Defaults »

Volume/Issue: 2012/26

Series: IMF Working Papers

Author(s): Leonardo Martinez , Juan Carlos Hatchondo , and Juan Sanchez

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 January 2012

DOI: http://dx.doi.org/10.5089/9781463932534.001

ISBN: 9781463932534

Keywords: mortgage, life cycle, down payment, garnishment, home ownership, mortgages, payments, debt, Welfare Economics: General, Financial Markets and the Macroeconomy,

This paper incorporates house price risk and mortgages into a standard incomplete market (SIM) model. The model is calibrated to match U.S. data and accounts for non-targeted features of the data such as the distri...

Mortgage Defaults

Mortgage Defaults »

Source: Mortgage Defaults

Volume/Issue: 2012/26

Series: IMF Working Papers

Author(s): Leonardo Martinez , Juan Carlos Hatchondo , and Juan Sanchez

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 January 2012

ISBN: 9781463932534

Keywords: mortgage, life cycle, down payment, garnishment, home ownership, mortgages, payments, debt, Welfare Economics: General, Financial Markets and the Macroeconomy,

This paper incorporates house price risk and mortgages into a standard incomplete market (SIM) model. The model is calibrated to match U.S. data and accounts for non-targeted features of the data such as the distri...

Canada

Canada »

Source: Canada : Selected Issues Paper

Volume/Issue: 2011/365

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 22 December 2011

ISBN: 9781463929237

Keywords: mortgage, statistics, mortgage rate, mortgage interest, mortgage interest rates

Canadian housing prices are higher than levels consistent with current fundamentals in some provinces. The empirical estimates suggest that a 10 percent decline in housing prices would lead to a 11/4 percent declin...

Canada: Selected Issues Paper

Canada: Selected Issues Paper »

Source: Canada : Selected Issues Paper

Volume/Issue: 2011/365

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 22 December 2011

ISBN: 9781463929237

Keywords: mortgage, statistics, mortgage rate, mortgage interest, mortgage interest rates

Canadian housing prices are higher than levels consistent with current fundamentals in some provinces. The empirical estimates suggest that a 10 percent decline in housing prices would lead to a 11/4 percent declin...

Canada: Selected Issues Paper

Canada: Selected Issues Paper »

Source: Canada : Selected Issues Paper

Volume/Issue: 2011/365

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 22 December 2011

ISBN: 9781463929237

Keywords: mortgage, statistics, mortgage rate, mortgage interest, mortgage interest rates

Canadian housing prices are higher than levels consistent with current fundamentals in some provinces. The empirical estimates suggest that a 10 percent decline in housing prices would lead to a 11/4 percent declin...

Canada: Selected Issues Paper

Canada: Selected Issues Paper »

Source: Canada : Selected Issues Paper

Volume/Issue: 2011/365

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 22 December 2011

ISBN: 9781463929237

Keywords: mortgage, statistics, mortgage rate, mortgage interest, mortgage interest rates

Canadian housing prices are higher than levels consistent with current fundamentals in some provinces. The empirical estimates suggest that a 10 percent decline in housing prices would lead to a 11/4 percent declin...

Canada
			: Selected Issues Paper

Canada : Selected Issues Paper »

Volume/Issue: 2011/365

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 22 December 2011

DOI: http://dx.doi.org/10.5089/9781463929237.002

ISBN: 9781463929237

Keywords: mortgage, statistics, mortgage rate, mortgage interest, mortgage interest rates

Canadian housing prices are higher than levels consistent with current fundamentals in some provinces. The empirical estimates suggest that a 10 percent decline in housing prices would lead to a 11/4 percent declin...

Do Loan-To-Value and Debt-To-Income Limits Work? Evidence From Korea

Do Loan-To-Value and Debt-To-Income Limits Work? Evidence From Korea »

Source: Do Loan-To-Value and Debt-To-Income Limits Work? Evidence From Korea

Volume/Issue: 2011/297

Series: IMF Working Papers

Author(s): Deniz Igan , and Heedon Kang

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 December 2011

ISBN: 9781463927837

Keywords: housing markets, mortgage, macroprudential regulation, real estate, housing finance, mortgage market, mortgage loan

With another real estate boom-bust bringing woes to the world economy, a quest for a better policy toolkit to deal with these boom-busts has begun. Macroprudential measures could be in such a toolkit. Yet, we know...

Do Loan-To-Value and Debt-To-Income Limits Work? Evidence From Korea

Do Loan-To-Value and Debt-To-Income Limits Work? Evidence From Korea »

Volume/Issue: 2011/297

Series: IMF Working Papers

Author(s): Deniz Igan , and Heedon Kang

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 December 2011

DOI: http://dx.doi.org/10.5089/9781463927837.001

ISBN: 9781463927837

Keywords: housing markets, mortgage, macroprudential regulation, real estate, housing finance, mortgage market, mortgage loan

With another real estate boom-bust bringing woes to the world economy, a quest for a better policy toolkit to deal with these boom-busts has begun. Macroprudential measures could be in such a toolkit. Yet, we know...

Safeguarding Banks and Containing Property Booms
			: Cross-Country Evidenceon Macroprudential Policies and Lessons From Hong Kong SAR

Safeguarding Banks and Containing Property Booms : Cross-Country Evidenceon Macroprudential Policies and Lessons From Hong Kong SAR »

Volume/Issue: 2011/284

Series: IMF Working Papers

Author(s): Malhar Nabar , and Ashvin Ahuja

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 December 2011

DOI: http://dx.doi.org/10.5089/9781463927189.001

ISBN: 9781463927189

Keywords: Property Sector, mortgage, exchange rates, currency boards, exchange rate, exchange rate regimes

We assess the effectiveness of macroprudential policies against a number of different indicators of property sector activity and financial stability. At the cross-country level the use of LTV caps decelerates prope...

Safeguarding Banks and Containing Property Booms

Safeguarding Banks and Containing Property Booms »

Source: Safeguarding Banks and Containing Property Booms : Cross-Country Evidenceon Macroprudential Policies and Lessons From Hong Kong SAR

Volume/Issue: 2011/284

Series: IMF Working Papers

Author(s): Malhar Nabar , and Ashvin Ahuja

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 December 2011

ISBN: 9781463927189

Keywords: Property Sector, mortgage, exchange rates, currency boards, exchange rate, exchange rate regimes

We assess the effectiveness of macroprudential policies against a number of different indicators of property sector activity and financial stability. At the cross-country level the use of LTV caps decelerates prope...

Sweden
			: Financial Sector Assessment Program Update:  Technical Note on Household Indebtedness:  Implications for Financial Stability

Sweden : Financial Sector Assessment Program Update: Technical Note on Household Indebtedness: Implications for Financial Stability »

Volume/Issue: 2011/289

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 16 September 2011

DOI: http://dx.doi.org/10.5089/9781463903602.002

ISBN: 9781463903602

Keywords: mortgage, bonds, bond, financial sector

As in other advanced economies, there has been a significant run-up of household debt in Sweden during the last two decades accompanied by rising housing prices, prompting concerns about sustainability and the impl...

Sweden

Sweden »

Source: Sweden : Financial Sector Assessment Program Update: Technical Note on Household Indebtedness: Implications for Financial Stability

Volume/Issue: 2011/289

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 16 September 2011

ISBN: 9781463903602

Keywords: mortgage, bonds, bond, financial sector

As in other advanced economies, there has been a significant run-up of household debt in Sweden during the last two decades accompanied by rising housing prices, prompting concerns about sustainability and the impl...

What Fuels the Boom Drives the Bust
			: Regulation and the Mortgage Crisis

What Fuels the Boom Drives the Bust : Regulation and the Mortgage Crisis »

Volume/Issue: 2011/215

Series: IMF Working Papers

Author(s): Jihad Dagher , and Ning Fu

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 September 2011

DOI: http://dx.doi.org/10.5089/9781463902957.001

ISBN: 9781463902957

Keywords: Regulation, independent mortgage companies, foreclosures, county performance, foreclosure, mortgage, mortgage credit, housing supply, General Financial Markets,

We show that the lightly regulated non-bank mortgage originators contributed disproportionately to the recent boom-bust housing cycle. Using comprehensive data on mortgage originations, which we aggregate at the co...

What Fuels the Boom Drives the Bust

What Fuels the Boom Drives the Bust »

Source: What Fuels the Boom Drives the Bust : Regulation and the Mortgage Crisis

Volume/Issue: 2011/215

Series: IMF Working Papers

Author(s): Jihad Dagher , and Ning Fu

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 September 2011

ISBN: 9781463902957

Keywords: Regulation, independent mortgage companies, foreclosures, county performance, foreclosure, mortgage, mortgage credit, housing supply, General Financial Markets,

We show that the lightly regulated non-bank mortgage originators contributed disproportionately to the recent boom-bust housing cycle. Using comprehensive data on mortgage originations, which we aggregate at the co...

United Kingdom
			: Vulnerabilities of Household and Corporate Balance Sheets and Risks for the Financial Sector Technical Note 

United Kingdom : Vulnerabilities of Household and Corporate Balance Sheets and Risks for the Financial Sector Technical Note  »

Volume/Issue: 2011/229

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 August 2011

DOI: http://dx.doi.org/10.5089/9781462334513.002

ISBN: 9781462334513

Keywords: mortgage, sensitivity analysis, survey, mortgages, mortgage debt, Sierra Leone:,

In recent years, the IMF has released a growing number of reports and other documents covering economic and financial developments and trends in member countries. Each report, prepared by a staff team after discuss...

United Kingdom

United Kingdom »

Source: United Kingdom : Vulnerabilities of Household and Corporate Balance Sheets and Risks for the Financial Sector Technical Note 

Volume/Issue: 2011/229

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 03 August 2011

ISBN: 9781462334513

Keywords: mortgage, sensitivity analysis, survey, mortgages, mortgage debt, Sierra Leone:,

In recent years, the IMF has released a growing number of reports and other documents covering economic and financial developments and trends in member countries. Each report, prepared by a staff team after discuss...

Home Sweet Home

Home Sweet Home »

Source: Home Sweet Home : Government's Role in Reaching the American Dream

Volume/Issue: 2011/191

Series: IMF Working Papers

Author(s): Evridiki Tsounta

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 August 2011

ISBN: 9781462307258

Keywords: Housing finance, homeownership, tax expenditures, government guarantees, mortgage, mortgage interest, mortgages, Governmental Loans, Loan Guarantees, Credits

This paper investigates the role of government intervention in achieving the American dream of homeownership. The study analyzes the role of tax deductions in housing finance, including their impact on homeownershi...

Home Sweet Home
			: Government's Role in Reaching the American Dream

Home Sweet Home : Government's Role in Reaching the American Dream »

Volume/Issue: 2011/191

Series: IMF Working Papers

Author(s): Evridiki Tsounta

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 August 2011

DOI: http://dx.doi.org/10.5089/9781462307258.001

ISBN: 9781462307258

Keywords: Housing finance, homeownership, tax expenditures, government guarantees, mortgage, mortgage interest, mortgages, Governmental Loans, Loan Guarantees, Credits

This paper investigates the role of government intervention in achieving the American dream of homeownership. The study analyzes the role of tax deductions in housing finance, including their impact on homeownershi...

Spain
			: Selected Issues

Spain : Selected Issues »

Volume/Issue: 2011/216

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 29 July 2011

DOI: http://dx.doi.org/10.5089/9781462340545.002

ISBN: 9781462340545

Keywords: real estate, mortgages, mortgage, mortgage interest, housing prices, Spain:,

Rebalancing in Spain's private sector is under way, but with more modest progress on reducing stocks. Spain is subject to significant spending pressures, reflecting unfavorable demographic trends and subdued growth...

Spain

Spain »

Source: Spain : Selected Issues

Volume/Issue: 2011/216

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 29 July 2011

ISBN: 9781462340545

Keywords: real estate, mortgages, mortgage, mortgage interest, housing prices, Spain:,

Rebalancing in Spain's private sector is under way, but with more modest progress on reducing stocks. Spain is subject to significant spending pressures, reflecting unfavorable demographic trends and subdued growth...

Spain: Selected Issues

Spain: Selected Issues »

Source: Spain : Selected Issues

Volume/Issue: 2011/216

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 29 July 2011

ISBN: 9781462340545

Keywords: real estate, mortgages, mortgage, mortgage interest, housing prices, Spain:,

Rebalancing in Spain's private sector is under way, but with more modest progress on reducing stocks. Spain is subject to significant spending pressures, reflecting unfavorable demographic trends and subdued growth...

Spain: Selected Issues

Spain: Selected Issues »

Source: Spain : Selected Issues

Volume/Issue: 2011/216

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 29 July 2011

ISBN: 9781462340545

Keywords: real estate, mortgages, mortgage, mortgage interest, housing prices, Spain:,

Rebalancing in Spain's private sector is under way, but with more modest progress on reducing stocks. Spain is subject to significant spending pressures, reflecting unfavorable demographic trends and subdued growth...

Spain: Selected Issues

Spain: Selected Issues »

Source: Spain : Selected Issues

Volume/Issue: 2011/216

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 29 July 2011

ISBN: 9781462340545

Keywords: real estate, mortgages, mortgage, mortgage interest, housing prices, Spain:,

Rebalancing in Spain's private sector is under way, but with more modest progress on reducing stocks. Spain is subject to significant spending pressures, reflecting unfavorable demographic trends and subdued growth...

Spain: Selected Issues

Spain: Selected Issues »

Source: Spain : Selected Issues

Volume/Issue: 2011/216

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 29 July 2011

ISBN: 9781462340545

Keywords: real estate, mortgages, mortgage, mortgage interest, housing prices, Spain:,

Rebalancing in Spain's private sector is under way, but with more modest progress on reducing stocks. Spain is subject to significant spending pressures, reflecting unfavorable demographic trends and subdued growth...

Spain: Selected Issues

Spain: Selected Issues »

Source: Spain : Selected Issues

Volume/Issue: 2011/216

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 29 July 2011

ISBN: 9781462340545

Keywords: real estate, mortgages, mortgage, mortgage interest, housing prices, Spain:,

Rebalancing in Spain's private sector is under way, but with more modest progress on reducing stocks. Spain is subject to significant spending pressures, reflecting unfavorable demographic trends and subdued growth...

United States
			: Selected Issues

United States : Selected Issues »

Volume/Issue: 2011/202

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 July 2011

DOI: http://dx.doi.org/10.5089/9781462317356.002

ISBN: 9781462317356

Keywords: foreclosure, foreclosures, mortgage, mortgages, real estate

The note delves on the U.S. housing market outlook, the potential benefits of mitigating distressed sales household deleveraging, and the recovery. Policies to facilitate labor market adjustment to reduce the large...

United States

United States »

Source: United States : Selected Issues

Volume/Issue: 2011/202

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 July 2011

ISBN: 9781462317356

Keywords: foreclosure, foreclosures, mortgage, mortgages, real estate

The note delves on the U.S. housing market outlook, the potential benefits of mitigating distressed sales household deleveraging, and the recovery. Policies to facilitate labor market adjustment to reduce the large...

United States: Selected Issues

United States: Selected Issues »

Source: United States : Selected Issues

Volume/Issue: 2011/202

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 July 2011

ISBN: 9781462317356

Keywords: foreclosure, foreclosures, mortgage, mortgages, real estate

The note delves on the U.S. housing market outlook, the potential benefits of mitigating distressed sales household deleveraging, and the recovery. Policies to facilitate labor market adjustment to reduce the large...

United States: Selected Issues

United States: Selected Issues »

Source: United States : Selected Issues

Volume/Issue: 2011/202

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 July 2011

ISBN: 9781462317356

Keywords: foreclosure, foreclosures, mortgage, mortgages, real estate

The note delves on the U.S. housing market outlook, the potential benefits of mitigating distressed sales household deleveraging, and the recovery. Policies to facilitate labor market adjustment to reduce the large...

United States: Selected Issues

United States: Selected Issues »

Source: United States : Selected Issues

Volume/Issue: 2011/202

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 July 2011

ISBN: 9781462317356

Keywords: foreclosure, foreclosures, mortgage, mortgages, real estate

The note delves on the U.S. housing market outlook, the potential benefits of mitigating distressed sales household deleveraging, and the recovery. Policies to facilitate labor market adjustment to reduce the large...

United States: Selected Issues

United States: Selected Issues »

Source: United States : Selected Issues

Volume/Issue: 2011/202

Series: IMF Staff Country Reports

Author(s): International Monetary Fund

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 25 July 2011

ISBN: 9781462317356

Keywords: foreclosure, foreclosures, mortgage, mortgages, real estate

The note delves on the U.S. housing market outlook, the potential benefits of mitigating distressed sales household deleveraging, and the recovery. Policies to facilitate labor market adjustment to reduce the large...