Browse

You are looking at 1 - 10 of 73 items :

  • Western Hemisphere x
  • IMF Working Papers x
  • Keywords: loans x
Clear All
Bank Asset Quality in Emerging Markets

Bank Asset Quality in Emerging Markets »

Source: Bank Asset Quality in Emerging Markets : Determinants and Spillovers

Volume/Issue: 2012/71

Series: IMF Working Papers

Author(s): Reinout De Bock , and Alexander Demyanets

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 March 2012

ISBN: 9781475502237

Keywords: Macro-financial linkages, Nonperforming loans, Exchange rate, Panel regressions, capital inflows, net capital flows, exchange rates, Bank Asset Quality in Emerging Markets, Financial Markets and the Macroeconomy, International Finance: General

This paper assesses the vulnerability of emerging markets and their banks to aggregate shocks. We find significant links between banks' asset quality, credit and macroeconomic aggregates. Lower economic growth, an...

Bank Behavior in Response to Basel Iii

Bank Behavior in Response to Basel Iii »

Source: Bank Behavior in Response to Basel Iii : A Cross-Country Analysis

Volume/Issue: 2011/119

Series: IMF Working Papers

Author(s): Thomas Cosimano , and Dalia Hakura

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 May 2011

ISBN: 9781455262427

Keywords: capital constraints, equity, capital requirements, nonperforming loans, interest expense, bank capital, Central Banking, And The Supply Of Money And Credit, financial Institutions And Services,

This paper investigates the impact of the new capital requirements introduced under the Basel III framework on bank lending rates and loan growth. Higher capital requirements, by raising banks' marginal cost of fun...

Borrower Protection and the Supply of Credit

Borrower Protection and the Supply of Credit »

Source: Borrower Protection and the Supply of Credit : Evidence from Foreclosure Laws

Volume/Issue: 2014/212

Series: IMF Working Papers

Author(s): Jihad Dagher , and Yangfan Sun

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 26 November 2014

ISBN: 9781498367875

Keywords: Borrower protection, foreclosure laws, credit supply, regulation, GSEs, foreclosure, borrower, loan, default, Consumer Protection

Laws governing the foreclosure process can have direct consequences on the costs of foreclosure and could therefore affect lending decisions. We exploit the heterogeneity in the judicial requirements across U.S. st...

Can Covered Bonds Resuscitate Residential Mortgage Finance in the United States?1

Can Covered Bonds Resuscitate Residential Mortgage Finance in the United States?1 »

Source: Can Covered Bonds Resuscitate Residential Mortgage Finance in the United States?

Volume/Issue: 2010/277

Series: IMF Working Papers

Author(s): Jay Surti

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 December 2010

ISBN: 9781455210848

Keywords: Covered bonds, mortgage-backed securities, personal bankruptcy, bond, bonds, mortgage, bond holders, mortgage loans, General Financial Markets: Government Policy and Regulation, Other Substantive Areas of Law: Other

This paper considers the case for mortgage covered bonds as an alternative to the originate-to-distribute mortgage funding model. It argues that the economic incentives provided to market participants under the cov...

Canadian Residential Mortgage Markets

Canadian Residential Mortgage Markets »

Source: Canadian Residential Mortgage Markets : Boring But Effective?

Volume/Issue: 2009/130

Series: IMF Working Papers

Author(s): John Kiff

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 June 2009

ISBN: 9781451872774

Keywords: mortgage, regulations, mortgages, bonds, residential mortgage, mortgage loans,

Klyuev (2008) concluded that the Canadian market for housing finance is highly advanced and sophisticated, but financing options were somewhat limited, particularly at terms longer than five years. This paper argue...

The Chicago Plan Revisited

The Chicago Plan Revisited »

Source: The Chicago Plan Revisited

Volume/Issue: 2012/202

Series: IMF Working Papers

Author(s): Michael Kumhof , and Jaromir Benes

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 August 2012

ISBN: 9781475505528

Keywords: Chicago Plan, Chicago School of Economics, 100% reserve banking, bank lending, lending risk, private money creation, bank capital adequacy, private debt, boom-bust cycles, debt

At the height of the Great Depression a number of leading U.S. economists advanced a proposal for monetary reform that became known as the Chicago Plan. It envisaged the separation of the monetary and credit functi...

Consolidated Regulation and Supervision in the United States

Consolidated Regulation and Supervision in the United States »

Source: Consolidated Regulation and Supervision in the United States

Volume/Issue: 2011/23

Series: IMF Working Papers

Author(s): Ashok Bhatia

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 January 2011

ISBN: 9781455211920

Keywords: Bank holding company, consoldated regulation, consolidated supervision, investment banking group, savings and loan holding company, holding company, banking, financial sector, financial stability, deposit insurance,

This paper builds on a Technical Note produced as part of the IMF's 2010 Financial Sector Assessment Program (FSAP) review of the United States. It addresses enterprise-wide oversight of financial groups, a key too...

Credit Booms and Lending Standards

Credit Booms and Lending Standards »

Source: Credit Booms and Lending Standards : Evidence From the Subprime Mortgage Market

Volume/Issue: 2008/106

Series: IMF Working Papers

Author(s): Giovanni Dell'Ariccia , Luc Laeven , and Deniz Igan

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 April 2008

ISBN: 9781451869675

Keywords: credit boom, lending standards, subprime loans, financial accelerators, applications, mortgage, mortgage market, mortgage lenders,

This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid expansion of this market. We show that lending standards declined more in areas that experienced la...

Debt Reduction and New Loans

Debt Reduction and New Loans »

Source: Debt Reduction and New Loans : A Contracting Perspective

Volume/Issue: 1997/95

Series: IMF Working Papers

Author(s): Aasim Husain , John Carlson , and Jeffrey Zimmerman

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 August 1997

ISBN: 9781451851786

Keywords: International Debt, Rescheduling, Forgiveness, debt, debt reduction, loans, debt relief, external debt

International debt contracts can incorporate—at least implicitly—contingencies governing debt reduction. This paper examines a series of debt contracts that allow for the possibility of rescheduling,...

Designing Legal Frameworks for Public Debt Management

Designing Legal Frameworks for Public Debt Management »

Source: Designing Legal Frameworks for Public Debt Management

Volume/Issue: 2015/147

Series: IMF Working Papers

Author(s): Elsie Addo Awadzi

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 02 July 2015

ISBN: 9781513529561

Keywords: National Debt, Government loans and guarantees, Legal framework for Public Debt Management, debt, public debt, legal framework, Governmental Loans and Credits,

Sustainable public debt has gained renewed attention as countries implement fiscal consolidation measures in the aftermath of the global financial crisis. Sound public debt policies and debt management practices re...