1. We would like to commend the IEO for this thought-provoking report. By taking a careful look back at the experience, this report makes a valuable contribution to the learning culture of the Fund. In many respects, it also provides an independent confirmation of our own attempts to draw lessons from the crisis, although we do not agree with some of its interpretations and conclusions. We are in agreement with many of the recommendations and, indeed, are already acting on some.
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