We have now come to the end of the Seventh Central Banking Seminar. In this wrap-up session, I would like to summarize the main themes that have surfaced and to draw a few conclusions that follow from them. But first, I would like to thank all of you for participating in this seminar. As speakers, discussants, and most important, as participants raising probing questions, providing insightful comments, and engaging in informal discussions, all of you have added greatly to the richness and depth of these proceedings. By sharing experiences in your own countries, it will be possible to hone our thinking into practical solutions for the benefit of all.