Chapter 20 The Role of Deposit Insurance: Financial System Stability and Moral Hazard
Author:
JAMES R. BARTH
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Language:
English
Print Publication Date:
03 Apr 1997
Keywords:
BOOK; chapter; banking regulation roundtable; banking supervisor; master agreement; agreement; chapter 22; chapter 18; Bank supervision; Commercial banks; Credit; Securities; Global; Europe; Eastern Europe; Africa; Central and Eastern Europe; financial service firm; firm assets; market share; equity capital; trust department; Deposit insurance; Mutual funds; Insurance

Abstract

The U.S. banking system has attracted substantial attention during the past 15 years. Most of the attention has focused on the large number of failed depository institutions (commercial banks, savings banks, savings and loans, and credit unions) and their unprecedented resolution costs. This attention is certainly appropriate, given the failure from 1980 through 1992 of more than 4,500 federally insured depository institutions with approximately $650 billion in assets and the subsequent resolution by federal authorities at an estimated present-value cost of nearly $165 billion.

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Cover Current Legal Issues Affecting Central Banks, Volume IV.
Current Legal Issues Affecting Central Banks, Volume IV.
Volume IV.
ISBN:
9781557755032
Publication Date:
03 Apr 1997
Publisher:
International Monetary Fund
DOI:
https://doi.org/10.5089/9781557755032.071
Pages:
1037
Front Matter
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Chapter 1 Developments at the International Monetary Fund
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Chapter 2 Developments at the International Bank for Reconstruction and Development: The Restructuring of the Global Environment Facility
Chapter 3 Developments at the International Finance Corporation
Chapter 4 The First Three Years of the European Bank for Reconstruction and Development: Legal Issues and Solutions
Chapter 5 European Monetary Union and the European System of Central Banks
Chapter 6 The European Community’s Second Banking Directive
Chapter 7 Banking Law Developments in the European Union: Deposit Insurance and Money-Laundering Initiatives
Chapter 8 GATT and Its Effect on Banking Services
Chapter 9 The Implications of NAFTA for Central Banks
Chapter 10 Banking Law Developments in Latin America
Chapter 11 U.S. Banking Regulation Roundtable
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Chapter 12 Banking Reform in the United States
Chapter 13 Banking Law Developments in the United Kingdom
Chapter 14 Banking Law Developments in Canada
Chapter 15 Banking Law Developments in the Former Soviet Union
Chapter 16 Banking Law Reform in China
Chapter 17 Banking Supervision Around the World
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Chapter 18 Who Should Be the Banking Supervisors?
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Chapter 19 BCCI: The Lessons for Banking Supervision
Chapter 21 Bankruptcy: Policy, Law, and Strategy
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Chapter 22 The New Foreign Exchange Master Agreements
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Chapter 23 Financial Derivatives
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Chapter 24 Securitization: Has It Matured?
Chapter 25 Payment Systems
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Chapter 26 Securities Transfers
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Chapter 27 International Banking Capital Standards for Market Risk: Recent Developments and Possible New Directions
Back Matter
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