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Do Interest Rate Controls Work? Evidence from Kenya1

Do Interest Rate Controls Work? Evidence from Kenya1 »

Source: Do Interest Rate Controls Work? Evidence from Kenya

Volume/Issue: 2019/119

Series: IMF Working Papers

Author(s): Emre Alper , Benedict Clements , Niko Hobdari , and Rafel Moyà Porcel

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 31 May 2019

ISBN: 9781498313957

Keywords: Bank rates, Interest rates on loans, Mortgages, Interest rate ceilings, Bank credit, Lending rate cap, deposit rate floor, monetary policy, lend rate, small bank

This paper reviews the impact of interest rate controls in Kenya, introduced in September 2016. The intent of the controls was to reduce the cost of borrowing, expand access to credit, and increase the return on sa...

Financial Liberalization, Bank Market Structure, and Financial Deepening

Financial Liberalization, Bank Market Structure, and Financial Deepening »

Source: Financial Liberalization, Bank Market Structure, and Financial Deepening : An Interest Margin Analysis

Volume/Issue: 2000/38

Series: IMF Working Papers

Author(s): Abdourahmane Sarr

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 March 2000

ISBN: 9781451845686

Keywords: Financial liberalization, financial deepening, bank market structure, interest margin, deposit interest rate ceiling, deposit interest, deposit interest rates, banking services, banking industry

The paper shows that commercial banks’ ability to lower deposit interest rates (market power) can increase deposit mobilization. Interest expenses saved can subsidize and lower fees on checking and branching...

Internal Capital Markets in Business Groups and the Propagation of Credit Supply Shocks1

Internal Capital Markets in Business Groups and the Propagation of Credit Supply Shocks1 »

Source: Internal Capital Markets in Business Groups and the Propagation of Credit Supply Shocks

Volume/Issue: 2019/111

Series: IMF Working Papers

Author(s): Yu Shi , Robert Townsend , and Wu Zhu

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 May 2019

ISBN: 9781498314411

Keywords: Interest rate ceilings, Supply and demand, Credit demand, Credit, Bank credit, Internal capital markets, business groups, bank lending, China, corporate shareholder

Using business registry data from China, we show that internal capital markets in business groups can propagate corporate shareholders' credit supply shocks to their subsidiaries. An average of 16.7% local bank cre...

Do Interest Rate Controls Work? Evidence from Kenya

Do Interest Rate Controls Work? Evidence from Kenya »

Volume/Issue: 2019/119

Series: IMF Working Papers

Author(s): Emre Alper , Benedict Clements , Niko Hobdari , and Rafel Moyà Porcel

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 31 May 2019

DOI: http://dx.doi.org/10.5089/9781498313957.001

ISBN: 9781498313957

Keywords: Bank rates, Interest rates on loans, Mortgages, Interest rate ceilings, Bank credit, Lending rate cap, deposit rate floor, monetary policy, lend rate, small bank

This paper reviews the impact of interest rate controls in Kenya, introduced in September 2016. The intent of the controls was to reduce the cost of borrowing, expand access to credit, and increase the return on sa...

Financial Liberalization, Bank Market Structure, and Financial Deepening
			: An Interest Margin Analysis

Financial Liberalization, Bank Market Structure, and Financial Deepening : An Interest Margin Analysis »

Volume/Issue: 2000/38

Series: IMF Working Papers

Author(s): Abdourahmane Sarr

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 01 March 2000

DOI: http://dx.doi.org/10.5089/9781451845686.001

ISBN: 9781451845686

Keywords: Financial liberalization, financial deepening, bank market structure, interest margin, deposit interest rate ceiling, deposit interest, deposit interest rates, banking services, banking industry

The paper shows that commercial banks’ ability to lower deposit interest rates (market power) can increase deposit mobilization. Interest expenses saved can subsidize and lower fees on checking and branching...

Internal Capital Markets in Business Groups and the Propagation of Credit Supply Shocks

Internal Capital Markets in Business Groups and the Propagation of Credit Supply Shocks »

Volume/Issue: 2019/111

Series: IMF Working Papers

Author(s): Yu Shi , Robert Townsend , and Wu Zhu

Publisher: INTERNATIONAL MONETARY FUND

Publication Date: 21 May 2019

DOI: http://dx.doi.org/10.5089/9781498314411.001

ISBN: 9781498314411

Keywords: Interest rate ceilings, Supply and demand, Credit demand, Credit, Bank credit, Internal capital markets, business groups, bank lending, China, corporate shareholder

Using business registry data from China, we show that internal capital markets in business groups can propagate corporate shareholders' credit supply shocks to their subsidiaries. An average of 16.7% local bank cre...