From Fragmentation to Financial Integration in Europe
Chapter

Chapter 8. Fragmentation of the Financial System

Author(s):
Charles Enoch, Luc Everaert, Thierry Tressel, and Jianping Zhou
Published Date:
December 2013
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    Author(s)
    Luc Laeven and Thierry Tressel 

    An earlier version of this chapter appeared as a Technical Note on “Financial Integration and Fragmentation in the European Union” (European Union: Publication of Financial Sector Assessment Program Documentation), IMF Country Report No. 13, March 2013. The authors thank Charles Enoch, Luc Everaert, Daniel Hardy, Jianping Zhou, and European authorities (especially the European Commission and European Central Bank) for comments and Lindsay Mollineaux for excellent research assistance.

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